Big US banks add $600bn in value as deregulation spurs gains
Riksbankschefen Erik Thedéen vill att bankerna lättare ska kunna använda sina buffertar.
Reglerna för kapitalkraven behöver förenklas utan att man underminerar banksystemets motståndskraft.
Han välkomnade även att Riksbanken tar över ansvaret för den kontracykliska kapitalbufferten.
”Det unika med den kontracykliska bufferten är att den kan omvandla ett buffertkrav som uppfattas som tvingande till användbart kapital. När den släpps ökar bankens manöverutrymme och risken för en onödig kreditåtstramning, så kallad credit crunch, minskar”, sade han.
DI 31 mars 2026
https://www.di.se/live/thedeens-krav-pa-bankerna-forbered-for-stormar/
Thedéen: Buffertar ska vara användbara
Banks in the US have plenty to celebrate these days, from record profits and higher stock prices to a strong economy and easier regulation.
One thing they don’t need is an added discount on their deposit insurance — a crucial buffer that should be reinforced when times are good.
Bloomberg Editorial 30 September 2026
Big US banks add $600bn in value as deregulation spurs gains
In the aftermath of the 2008 financial crisis, the biggest US banks were encumbered with regulations that made investors lukewarm about the sector.
Those banks are now benefiting as the Trump administration starts to roll back many of the rules, however.
“The profitability of the industry was severely reduced because of the financial crisis because the banks had to bring on much more capital, deservedly so.”
Financial Times 24 December 2025
https://www.ft.com/content/0784b2a8-11fc-45d2-81c6-78325886e974
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