Amerikansk kreditfrossa lägger sordin på stämningen; investors don’t have any cause for outright panic



Nedgångarna följer på en moloken stängning på New York-börsen efter nya tecken på kreditfrossa. Regionalbankerna Zions och Western Alliance har tvingats till nedskrivningar på grund av dåliga lån och deras tvåsiffriga ras borgade för allmän nedgång i finanssektorn.


https://www.bloomberg.com/news/articles/2025-10-16/banks-trio-of-alleged-frauds-spark-fears-of-broader-issues?srnd=homepage-europe


Regionalbankernas vånda adderas dessutom till en oro över private credit-marknaden, där bildelstillverkaren First Brands konkurs lett till miljardsmällar för giganter som ABS Asset Management och Jefferies.

”Den amerikanska bankchocken handlar mer om sentiment och likviditet än en kreditkollaps på systemnivå. Det är ett bra fall av global riskaversion, där fundamenta är okej men oron dominerar på handlarborden”, säger Dilin Wu, strateg på Pepperstone Group, till Bloomberg.

DI 17 oktober 2025

https://www.di.se/live/morgonkoll-surt-pa-asienborserna-i-kreditfrossan/


In particular, continued slow loan growth is becoming a drag on regional banks

https://englundmacro.blogspot.com/2025/01/wall-street-is-booming-but-banks.html



Zions, Western Alliance Banks Disclose Bad Loans Tied to Alleged Fraud

https://www.bloomberg.com/news/articles/2025-10-16/zions-western-alliance-disclose-bad-loans-tied-to-alleged-fraud


Banks’ credit ‘cockroaches’ are spooking the stock market.  

A selloff in regional banks cascaded into the broader financial sector on Thursday, dragging the S&P 500 lower

Joseph Adinolfi MarketWatch Oct. 16, 2025

https://www.marketwatch.com/story/banks-credit-cockroaches-are-spooking-the-stock-market-heres-what-investors-need-to-know-e3dcf635




While there is certainly reason for concern, investors don’t have any cause for outright panic. 

Banks are generally much better capitalized today than they were before the 2008 financial crisis, said Mark Gibbens, chief investment officer of Gibbens Capital Management.

https://www.marketwatch.com/story/banks-credit-cockroaches-are-spooking-the-stock-market-heres-what-investors-need-to-know-e3dcf635







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