800 miljarder kr i friska lånepengar - inte lönepengar


- Vi har ett nytt mönster på den svenska bostadsmarknaden. Sedan år 2000 har hushållen lånat 800 mdkr med bostäder som säkerhet; pengar som använts till annat än bostadsinvesteringar.

Det skriver Statens Bostadskreditnämn i en nyutkommen rapport.

Det är en givande analys att skilja på lönepengar och från lånepengar. Om det skrev jag på denna blog för en tid sedan.

- Pengarna till konsumtion kan komma från lönepengar och från lånepengar.

- Lånepengar vet vi alla vad det är när vi skriver på den prickade raden för att få det vi önskar.

- Lönepengar är det vi får för att vi har uträttat något.





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