Stigande försäkringspremier för de i områden med stora klimatrisker

I december 2024 fick amerikanen Richard Z Wimmel ett brev från sitt försäkringsbolag. Budskapet: hans hus, i en branddrabbad del av Kalifornien, går inte att försäkra längre. Riskerna är för stora.

Och han är inte ensam. I New York Times, som skildrat Richard Z Wimmels öde, rapporterades i december förra året att 1,9 miljoner amerikaner fått sina försäkringar uppsagda.

När förra vinterns omfattande bränder slog till i Kalifornien stod tusentals drabbade oförsäkrade.

Nu varnar Finansinspektionen för att Sverige står för liknande risker, om än i betydligt mindre omfattning. Särskilt bostäder i områden med stor risk för översvämning ligger i farozonen.

Bilden är från översvämningar i Gävle 2021, en av de kostsammaste händelserna
 för försäkringsbolagen någonsin. Foto: Fredrik Sandberg/TT

DN 9 februari 2026

https://www.dn.se/ekonomi/maste-hoja-premierna-sa-slar-klimatkrisen-mot-din-forsakring/


Florida’s housing market in an era of increasingly destructive climate disasters

https://englundmacro.blogspot.com/2024/10/floridas-housing-market-in-era-of.html


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