Regional Banks Had Another Ugly Quarter

Banks large and small have had to shell out more interest to yield-hungry depositors. 

But it is harder for regional and community banks to absorb those costs than for the megabanks, whose scale and diversity help them navigate good times and bad. 

Some customers and investors became wary of all but the largest banks after a crisis of confidence in early 2023 caused depositors to flee, taking down three regional lenders in rapid succession. 

WSJ 24 January 2024







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