Who in US can actually buy a house today?

High home prices and interest rates didn’t deter these three sets of first-time home buyers

Home prices are the highest on record, so most would-be first-timers are sitting on the sidelines and waiting for an opportunity. 

Last year, the share of buyers who were first-timers fell to a record low of 24%. Back in 1995, 42% of home buyers were first-timers. Successful first-time buyers are now older, with a median age of 38, 10 years older than in the 1980s. 

She closed on the house in March for $305,000, with a 10% down payment and a 30-year mortgage rate of 6.45%.

Aarthi Swaminathan MarketWatch Aug. 23, 2025

https://www.marketwatch.com/story/who-can-actually-buy-a-house-today-meet-the-elite-buyers-achieving-the-american-dream-a9151846




US Home Prices Hit Record High $435,300
Americans Have $35 Trillion in Housing Wealth



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