Basel III och Money Creation; Gamla Mor Anna och bankernas affärsmodell

The US has begun scaling back major elements of its proposed “Basel III endgame”, explicitly easing capital requirements to support lending and investment. The UK has followed suit, with the Bank of England revising capital demands downward to free up lending capacity.

The message from Washington and London is unmistakable: if you want growth, you cannot keep tightening the screws on those institutions that finance the real economy. 

Ana Botín executive chair of Banco Santander and chair of the Institute of International Finance FT 25 December 2025

https://www.ft.com/content/feaeec5a-787d-4b4c-a837-e5e1e1583e8c


Banks create money when they lend. They also create money when they buy coffee machines





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