The private-credit boom

Some U.S. Insurers parking more than half the fixed-income assets they need to fund policies and annuities in hard-to-trade debt, according to new research by Moody’s Ratings.

Illiquid investments accounted for $685 billion—about 18%—of the $3.8 trillion in fixed-income investments insurers held at the end of 2024. 

Two of the most exposed companies are Security Benefit Life Insurance, which is owned by Todd Boehly’s investment firm Eldridge, and Delaware Life Insurance, a subsidiary of private-equity-owned Nassau Financial Group, according to the research. 

Private credit, which includes corporate loans, real-estate debt and complex asset-backed securities, has surged as fund managers like Apollo Global Management and KKR replaced banks as the top lenders in some markets. 

The National Association of Insurance Commissioners, a standard-setting group for insurers, has been evaluating private assets for years. 

https://www.wsj.com/finance/investing/regulators-seek-ratings-details-for-privately-issued-bonds-held-by-insurers-11640610183?mod=article_inline

The organization recently restructured its task force on the issue, “signaling heightened scrutiny of private and complex assets,” Moody’s said.

WSJ 12 November 2025

https://www.wsj.com/finance/investing/u-s-insurers-are-binging-on-private-credit-moodys-says-ee10a41e


Shadow banking bubble risks global shock, warns credit rating agency Fitch. 

The private credit market $1.5 trillion

https://englundmacro.blogspot.com/2025/10/shadow-banking-bubble-risks-global.html


 

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