Next time there's a crisis, the big banks should be allowed to fail, Lynn

If they don’t pay for their mistakes, then there is no incentive not to keep repeating them.

The key index of European bank stocks has lost almost a third of its value in only a few weeks.

Everyone thinks record low rates are there to help banks, but actually they have been hurt most of all. 

On top of that, there are now negative rates across much of Europe, so the cash on their balance sheets is actually costing them money. 


Matthew Lynn, Telegraph 8 Feb 2016

Moral Hazard at IntCom



Economists will no doubt be debating the effectiveness of QE for a couple of generations at least. 

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