Jeffrey Sachs: China’s population is aging rapidly, and Chinese households are saving for retirement

high global saving rate does not automatically translate into a high investment rate; 

unless properly directed, it can cause underspending and unemployment instead. 


Money put into banks and other financial intermediaries (such as pension and insurance funds) can finance productive activities or short-term speculation (for example, consumer loans and real estate). 


Great bankers of the past like J.P. Morgan built industries like rail and steel. 

Today’s money managers, by contrast, tend to resemble gamblers or even fraudsters like Charles Ponzi.


Read more at https://www.project-syndicate.org/commentary/global-economic-recovery-higher-investment-by-jeffrey-d-sachs-2016-01#47UbVEASvZu0gbwe.99


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