Households had $986 billion in credit-card debt
through the first quarter of 2023, according to the Federal Reserve Bank of New York. That’s up 17% from $841 billion over the same period last year.
People carrying a card balance month-to-month averaged 20.92% Annual Percentage Rate
in the first quarter of the year, up from 16.17% at the same last year, according to Fed data.
LendingTree’s data showed the national average on new card offers was 23.98% in May, up from 19.62% in March 2022.
MarketWatch 14 June 2023
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