“Minsky moment,” the point at which excess debt sparks a financial crisis.

The late Hyman Minsky said that such moments arise naturally when a long period of stability and complacency eventually leads to the buildup of excess debt and overleveraging. 

At some point the branch breaks, and gravity takes over. It can happen quickly, too.


Minsky came to mind because in the past week I saw yet more signs that financial markets are overvalued and investors excessively optimistic. Yet I still haven’t seen many references to Minsky. 

That’s a little surprising.


John Mauldin, 17 June 2017

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